amex everyday. The card gives you the flexibility to carry a balance or pay in full every month. amex everyday

 
 The card gives you the flexibility to carry a balance or pay in full every monthamex everyday  7

There's certainly a lot to like about the Amex EveryDay® Credit Card. S. 5. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. Bank of. Accept Amex Cards; Refer A Friend; Additional Information. Blue Cash Everyday from American ExpressAmex Offers are available to all consumer and business American Express Card Members, but you must enroll in the offers you’d like to receive. 2 As for cash. S. These cards are obviously designed for people who don’t have a massive annual credit card spend and want the flexibility of a card with a lot of transfer partners. Pros & Cons. American Express issues branded credit cards in partnership with airlines, hotels and others. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. 99 per month on an eligible Disney Bundle subscription, which includes Disney+, Hulu, and ESPN+, and receive a $7. . supermarkets on up to $6,000 in spending annually, and 1% back beyond that. supermarkets by using The Amex EveryDay® Preferred Credit Card from American Express — it earns 3 points per dollar at U. Credit Intel – Financial Education Center; Supplier Diversity; Credit Score 101; US Newcomers; Frequently. People with “very good” or “excellent” scores generally have access to the lowest interest rates on loans and lines of credit while earning premium rewards. Bank of. 5% cash back on all purchases, but your rewards come in the form of Chase points that you can combine with rewards from other premium Chase cards that also earn valuable. If you're looking for something with no annual fee. The Amex EveryDay ® Credit Card is somewhat of a sleeper card, but it’s a fantastic card because its initial benefits can be leveraged to save you big money. supermarkets (on up to $25,000 in spending each year, then 1. supermarkets (up to $6,000 of purchases per year, then 1. supermarkets (on up to $6,000 spent per year) 1X point on all other purchases. Amex EveryDay: How They Compare. Annual Fee. supermarkets (up to $6,000 per year) 6% cash-back on select U. Read American Express Rewards FAQ to Find Answers to Some of the Questions You May have Regarding Your Amex Membership Benefits and Offers. Budgeting; FICO® Score and Insights;The Amex EveryDay Card is a phenomenal no annual fee card for earning Amex Membership Rewards points, and it’s great for anyone wanting to get into miles & points without paying an annual fee. Accept Amex Cards; Refer A Friend; Additional Information. The Offer. Amex EveryDay® Credit Card; All information about American Express Cash Magnet® Card, Blue from American Express® Card and Amex EveryDay® Credit Card has been collected independently by Finder. You can obtain higher value by transferring points to AMEX's travel partners and redeeming them for flights and hotel stays. See terms and conditions. S. 0% APR variable. Supplier Diversity. This definitely isn’t one of the most exciting welcome bonuses out there, though this is primarily a card you get because it’s a good fit for your long-term spending patterns. $95. 24% - 29. Over $250 cash back. 60,000 bonus points after you spend $6,000 on purchases. The Amex EveryDay® Preferred Credit Card and Amex EveryDay® Credit Card from American Express are two of Amex’s better cards for earning Membership Rewards points. Amex Platinum Amex Gold; Annual fee: $695: $250: Earning rates: 5x on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year) 5x on prepaid hotels booked with American Express Travel 1x on other eligible purchases 4x on dining at restaurants (including takeout and delivery. 10,000 points after spending $2,000 in the first 6 months. It was my first Amex, and for awhile it seemed like the consensus daily use rewards card, as it gives 3x Membership Rewards at groceries (which Amazon counts as), plus 50% extra rewards after 30 transactions in a billing period. gas stations, and U. Get access to 112MM+ Cards Worldwide and competitive pricing opportunities. You can earn 3 percent cash. Spend over £10,001 and recieve 1. On other purchases, you can earn 1x point for every dollar you spend. Best no-annual-fee card: Blue Cash Everyday® Card from American Express (See rates and fees) Best dining and grocery card: American Express® Gold Card. If you make. The popular Blue Cash Everyday® Card from American Express is getting an update which, true to the card’s name, will increase your cash back earning potential on everyday purchases. S. Credit Score 101. Accept Amex Cards. The Blue Cash Preferred® Card from American Express is the winner over the Amex EveryDay® Preferred Credit Card . Pros & Cons. Fill in the credit limit amount you are requesting plus your annual income, then click Continue to complete the request. Learn more about these cards by reading the reviews linked below: Delta SkyMiles® Blue American. 1% cash-back on all other purchases. This card along with the regular EveryDay card are Amex’s first real foray into the lower end of the market. Refer A Friend. Jump to. $0. The cash rewards this card offers can easily. 99% applies). 6 入会ボーナス. 10,000 Membership Rewards® Points when you spend $1,000 in the first 3 months. S. Today, we'll take a look at two Amex Membership Rewards-earning cards that may be worth doubling down on: The Platinum Card® from American Express and the Amex EveryDay® Preferred Credit Card. View All Prepaid & Gift Cards. American Express Cookie Preferences. The Amex EveryDay Credit Card offers 10,000 Membership Rewards points if you spend $2,000 on purchases within the first six months of opening your account. Amex Blue Cash Everyday is especially worthwhile for applicants who want a $0 annual fee and bonus rewards on U. Earn. Interest rates. supermarkets, and at U. Anecdotally the Freedom Unlimited Card will be. The Amex EveryDay credit card’s rewards rate is just decent for a no-annual-fee card, and the $6,000 annual spending cap for your 2X-point category stunts this card’s rewards potential. S. Earn 10,000 Membership Rewards points each time a friend is approved for the Amex EveryDay card through your referral link. Please click here for more information. Blue Cash Everyday® Card from American Express benefits and perks. Instant Card Number‡, if eligible. You'll receive 3 points per dollar on the first $6,000 spent. Find the best credit card by American Express for your needs. The Amex EveryDay Preferred is a good card for earning Amex travel points on purchases like groceries and gas, and it gets even better if you use it 30 times a month. Get to know your Blue Cash Everyday Card benefits — we’ve gathered everything you need to make the most of Card membership. S. However, this doesn’t factor in the $95 annual fee on the Amex EveryDay Preferred Card. The Amex EveryDay® Preferred Credit Card from American Express starts with the following welcome offer: Earn 15,000 Membership Reward® points after you use. With the Amex EveryDay® card you 2X at U. Uncover your benefits Card Membership brings benefits, across the board. Amex EveryDay® Preferred Credit Card *: 0% introductory APR on purchases and balance transfers requested within 60 days of opening the account for the first 12 months from the date of account. Credit Score 101. Amex EveryDay Card Review Highlights: American Express® Gold Card. Find the right one for you or your business today. The Amex Everyday Preferred card makes it easy to earn points. American Express offers a range of Business Cards that allow you to earn Membership Rewards ® points. The Amex EveryDay® Card is a no annual fee credit card that’s just about as basic as credit cards come. For eligible Card Members only. gas stations, and U. 11. The Amex Blue Cash Everyday card comes with complimentary secondary car rental insurance that covers damage or theft to the rental car. S. com); (ii) purchases of prepaid hotel reservations booked through American. 18+, subject to status. MyCredit Guide also provides enrolled customers with FICO ®. Read our Amex EveryDay Preferred Credit Card review to learn more about this card which offers bonus rewards on everyday spending categories, plus extra points. It offers 2x SkyMIles on dining. S. Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3. 60 cash back. The Amex EveryDay® Preferred Credit Card from American Express charges a $95 annual fee. This means best case scenario it is a 2. The Platinum Card® from American Express. The Amex EveryDay® Credit Card from American Express 10,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 6 months 2x points at U. Apply for a credit card online. 4x card for groceries. Corporate Programs. The Amex EveryDay ® Credit Card is a great option for those looking to start earning Amex Membership Rewards points without needing to pay an annual fee. American Express Blue Cash Everyday Card APR. supermarket. Annual fee: $95. S. The Offer. Amex charges 2. I think you would get approved for both the blue cash or the cash magnet as your experian and discover scores are. As with other available American Express cards, the Amex EveryDay® Preferred card gives members an extensive array of protections. Additionally, you won't get that in the. supermarkets. WalletHub's Take: The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. S. The Amex EveryDay points are worth 0. Rewards are earned on every purchase you make with either card. 6 cents. With some Cards, you may also earn additional. If your Card is not listed on this page or if you are an Additional Card Member, please call the. *. In 2023, Fan Experiences are available at Coachella music festival, US Open golf, NBA and WNBA All-Star games, Wimbledon, British Summer Time music festival, All Points East music festival, US Open tennis, and Austin City Limits music festival. The card offers 1 - 2 points per $1 spent on purchases. And we know it will do leas than this because she is not going to the groceries 20 times. 2x points at U. The entertainment credit will pay for Peacock, NYT etc. Budgeting; FICO® Score and Insights;Why You Shouldn’t Get Cash-back From the Amex Platinum Card. 7. The financial institution did not provide the details. Unlock experiences and back your purchases. For a combination of both, the Amex EveryDay Preferred could be suitable. Amex EveryDay® Credit Card from American Express: $50,000 Blue Cash Preferred® Card from American Express: $50,000 Blue Cash Everyday® Card from American Express: $50,000 Blue from American. The Amex lineup has options for everyday shoppers, luxury travelers, small. They help us understand how you use our website, personalize content and improve our online marketing. New Blue Cash Everyday cardholders can earn a $200 statement credit after spending $2,000 in the first 6 months. supermarkets: American Express® Gold Card. However, there is anecdotal evidence of scores in the lower 600s being approved. Cons. The Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. File a Claim or Check Claim Status. The Platinum Card® from American Express and the American Express® Gold Card only allow eligible purchases of $100 or more to qualify for the Pay Over Time option. Explore. These two American Express Cards – Amex EveryDay and Amex EveryDay Preferred – reward you for regular spending, from restocking the fridge to filling the gas tank and more. American Express is offering some AmEx EveryDay cardholders a bonus of 25,000 points when they upgrade to the EveryDay Preferred and spend $2,500 within the first three months (mixed datapoints of this is being six months currently); Some people have a lower minimum spend requirement of $2,000The Amex Blue Cash Everyday earns cash back at the same generous rate in multiple categories, making it easy to track your earnings and manage your cash back strategy. You can redeem your points for gift cards, travel, you can cover your card charges, and more. Cards such as the Amex EveryDay® Preferred Credit Card from American Express and Blue Cash Preferred® Card from American Express (see rates and fees) usually recommend a 670+ score. S. Annual fee. The EveryDay Preferred offers a return that’s 1. Blue Cash Everyday® Card from American Express: $200 cash back (as a statement credit) after spending $2,000 in the first six months of card membership. Good. $0. Amex EveryDay® Preferred Credit Card comes down to rewards vs. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta SkyMiles ® Reserve Card which have alternative options). American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. Amex EveryDay® Credit Card is no longer available through NerdWallet. S. WalletHub's Take: The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. The Blue Cash Everyday® Card from American Express truly is a solid everyday card. S. The Amex EveryDay® Credit Card* is a good entry-level card for earning Amex Membership Rewards points since you won’t have to pay an annual fee. 24%-29. S. It’s worth noting that the Amex EveryDay® Credit Card * is Amex’s lowest annual fee personal card that also earns Membership Rewards points (vs. Step 1 of 2. supermarket, U. The Amex EveryDay® Credit Card has a welcome bonus offer: Earn 10,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 6 months of Card. $0. 64 per year cheaper than the average credit card as a result. If you haven’t already, you will need to link your frequent flyer account to your Membership Rewards account. Amex Blue Cash Everyday 's sister card, the Blue Cash Preferred® Card from American Express, also has a $0 intro 1st yr, $95 after foreign fee. Membership Rewards Points earned with the American Express EveryDay Preferred Card are worth 1 cent each when redeemed for airfare through American Express Travel. Capital One Venture X Rewards Credit Card. Includes American Express card network perks. Terms. American Express has a very close relationship with Delta, and it offers several Delta SkyMiles credit cards. 0/5 for Rewards, 2. Select the Card below to read the full Policy for Extended Warranty related to that Card. The card details on this page have not been reviewed or provided by the card issuer. S. The Amex EveryDay® Preferred Credit Card from American Express: $95 annual fee. The Amex EveryDay ® Preferred Credit Card. At-A-Glance Earn 3% cash back on essentials spending at U. The Amex Everyday Preferred often flies under the radar, but it's a solid entry point into the Membership Rewards program if you are a beginner. Credit Score 101. Accept Amex Cards. or where digital wallets1 are accepted. There are two different ways to file a claim for an incident. The Everyday Credit Card is a great choice. If your Card has a rewards program, you can earn a base level reward, typically 1 point or 1 percent cash back, for each dollar you spend on eligible purchases. 99% (as of June 2023). 7 credit card bonuses that only require one purchase. Gold. At the same time, only the annual-fee version comes with gas rewards, and both cards cap your bonus rewards. Accept Amex Cards. Citi Double Cash® Card - best for no-frills cash-back rewards. . Delta SkyMiles® Gold American Express Card - best for occasional delta flyers. The AmEx EveryDay Preferred Credit Card (EDP) Review. Coverage is limited to $1,000 per item on the Amex Blue Cash Everyday card and $10,000 per item on the Amex Gold card. S. gas stations and U. Your American Express ® Card in digital wallets** is easy to use, convenient, and more. 99% - 25. While credit card super-users might not have this card at the front of their wallet, the card has a welcome bonus, and is potentially useful for. On the surface, The Amex EveryDay® Credit Card sounds like it offers less value — you earn just two points per $1 on up to $6,000 you spend annually at U. (Gold’s is $25k/year or ~$2083/mo — the majority of people aren’t going to cap out on Gold). Make cooking at home even more enjoyable. Your interest rates will change in line with the Bank of England base rate. 7%. The Amex Gold is a specialized card. Plus, use your Card 30 or more times on purchases in a billing period and earn 50% extra points. online retail purchases! If the above offer is $200 (or even $250), then the public offer is your best way to secure that elevated welcome bonus offer. The usual offer is 10,000 Membership Rewards points after $1000 spend, but I was holding out for a 25,000 bonus points offer. American Express @Work; OTHER ACCOUNTS AND PAYMENTS. All information about The Amex EveryDay® Preferred Credit Card from American Express has been collected independently by. supermarkets on up to $6,000 per year in purchases, and 1% thereafter. Amex EveryDay Credit Card. That 50% bonus applies even to the bonus categories. The Amex EveryDay has a $0 annual fee, while the Amex EveryDay Preferred charges $95 per year. Terms apply. With most Amex cards, you're covered for up to $1,000 per covered incident and up to $50,000 per year, but the reimbursement doesn't include any shipping or handling expenses. The Amex EveryDay® Credit Card from American Express comes with a 0% introductory APR for the first 15 months from the date of account opening. The Advantage of Premium Protection. 3/5 for APR, and 3. You still backed by AMEX so you'll get good support/customer care and all. The Amex EveryDay® Preferred Credit Card * is not a high-end luxury card. Amex EveryDay Review. Amex EveryDay Credit Card. Savings Accounts & CDs. The Blue Cash. Blue Cash Everyday now offers 3% cash back on U. The Clear was a pretty crappy card, physical design similar to latest Amex EveryDay , but it's rewards systems was basically 1x points on everything and auto redeemed for a $25 Amex gift card when you reached 2500 points. It’s as simple as using your Amex Cash Back Credit Card to do some online shopping, buy groceries for your family, or even enjoy a nice date at a restaurant. 4. com at 1-800-297-2977. The Amex EveryDay® Preferred Credit Card offers a variety of perks. However, some categories of spending receive bonus earnings. 5x (3% return) on general spending in billing cycles where you make 30+ purchases, see full card review; The information for the Hilton Aspire card, and Amex EveryDay Preferred card has been collected independently by The Points Guy. The Amex EveryDay ® Credit Card is a great option for those looking to start earning Amex Membership Rewards points without needing to pay an annual fee. With the Blue Cash Everyday, you’ll earn 3% cash back at US supermarkets (up to $6,000 per year in purchases, then 1%), US. supermarkets, capped at $6,000 per calendar year 3% for U. online retail purchases. If the average consumer with a $6,194 balance on their credit card pays $200 each month, they will spend $2,012 in additional interest, assuming the average 16. American Express has several cash back credit cards with varying rewards rate structures and price points. The Amex EveryDay Preferred is a great mid-tier travel credit card for someone who wants to earn travel rewards on everyday purchases. The Blue Cash Preferred—Groceries, Streaming, Gas, Transit/Travel. With a $95 annual fee, this Card offers 3X points at U. S. It's one of AMEX entry-level credit cards. 6/5 for Cost, 3. Savings Accounts; Send Money & Split Purchases: Venmo and PayPal; Membership Rewards® Point Summary; CREDIT TOOLS AND SUPPORT. The Amex EveryDay® Preferred Credit Card from American Express is a solid primary card. The rewards on the Amex EveryDay Card are solid for a credit card that earns flexible points with no annual fee, earning 2 Membership Rewards points per $1 at. Additional points will be credited to the Membership Rewards account 10-12 weeks after final payment is made. I like that the amex everyday card earns membership rewards points, however, the rewards are not enticing. )Bottom Line Amex Blue Cash Everyday is worth considering if some of your biggest expenses include groceries, gas, and online shopping because it offers generous bonus rewards in those categories. 5x on flights and hotels, 1x on everything else — other card rewards including cash off specific purchases included. American Express EveryDay Card Overview The American Express® EveryDay is a solid, no-annual-fee card from an issuer whose cards still carry a certain amount of cachet. The financial institution did not provide the details. 99% Variable APR. What We Don’t Like: The The Amex EveryDay® Credit Card from American Express has a balance transfer fee of 3% (min $5) and a regular APR of 18. Refer A Friend. Amex EveryDay Preferred: Pricing information including interest rates, benefits and fees was obtained on. With a $95 annual fee, the Amex EveryDay® Preferred Credit Card may be a better option than the Amex EveryDay® Card if you are an Amex fan and would like to earn more rewards. 7 cents – You can pay with points at Seamless, Grubhub, Amazon, Best Buy, Staples, and other merchants when you use your Amex Everyday Card at checkout. Blue Cash Preferred® Card from American Express: Best for cash back. If you prefer talking to someone, report your claim by calling 800. To give consumers more value when they spend, American Express updated the Blue Cash Everyday ® Card. The Amex EveryDay credit card is a good choice if you want to earn decent rewards on supermarket spending without paying an annual fee. Spend $2,000 or more on purchases within the first six months and get a $200 statement credit. Credit Cards. com, Hulu. supermarkets on up to $6,000 per year, then 1x, and 1 point per dollar on all other purchases. Similarly named and designed, these cards also come with some similar features: elevated rewards. Delta SkyMiles® Platinum American Express Card - best for mid-tier delta flyers. Plus, it includes a 0 percent intro APR on. Find Benefits that Work for Your Lifestyle. Get access to 112MM+ Cards Worldwide and competitive pricing opportunities. card_name offers high cash back rates on groceries, gas, and. Card issuers have different policies when it comes to getting approved for and earning welcome offers on cards. You earn cash-back rewards in the form of Blue Cash reward dollars, which you can redeem for statement credits with no minimum redemption amount. 99% to 29. supermarkets, on up to $6,000 per year in purchases (then 1x), and 1x points on other purchasesSpend * Rs. 75% cashback on all purchases. Apply. S. The Amex Platinum—Flights and Travel. Savings Accounts & CDs. The first is to head to AmEx’s online site and start your claim. If you're looking for something with no annual fee. 5 年会費無料Amexクレジットカードで唯一Ebatesキャッシュバック→MRポイントのトランスファーが可能. Earn 4 Membership Rewards points per dollar spent at restaurants. American Express® Gold Card. Card Details. supermarket purchases. All other purchases earn 1% unlimited cash back. Have to make about 30 purchases per month to take full advantage of rewards. The Blue Cash. TPG values these points at 2 cents each, and you'll earn 3 points per dollar at U. Info about the Amex EveryDay® Preferred Credit Card has been collected by WalletHub to help consumers better compare cards. 2 points per dollar on everyday business purchases up to $50,000 each calendar year with no category restrictions (then 1 point per dollar). See rates & fees; terms apply. For those who. No foreign transaction fee¹⁰. Cash back* per dollar spent on all other eligible purchases. Image Credit: American Express. Perhaps the most unique perk that the Amex EveryDay® Preferred Credit Card from American Express offers is its extra bonus points benefit, which you get by using the card. supermarkets, U. S. Terms apply. For a $0-annual-fee card, it pays an excellent 3% cash-back rate at U. This is a huge offer that’s better than what you usually see as a welcome bonus for the American Express Everyday Preferred Card. 24%-29. 5MR on all. Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel. The card details on this page have not been reviewed or provided by the card issuer. Find the best credit card by American Express for your needs. N/A. S. S. Beginning. The card. com Welcome to Blue Cash Everyday ® Cash back on everyday purchases Set up & payments Simplify tasks with smart digital tools that give you greater flexibility and control. supermarkets on up to $6,000 in annual spending, and the annual fee is $0. The up to $120 per year dining credit is broken down into $10 monthly. This makes it a solid option for. $250 back after spending $3,000 in the first six months of card membership. Plus, the card rewards you the more often you use it by giving you a 20% bonus when you use your card 20 or more times on purchases in a billing period. FICO® Score and Insights. But the Amex EveryDay Preferred offers better rewards: Higher initial bonus offer, earn rates, and a bigger bonus for frequent use. Initial Bonus. It has bonuses in everyday spending categories, a 0% intro APR, and flexible rewards points, all for a reasonable $95 annual fee. The Amex EveryDay foreign transaction fee is 2. The American Express Everyday card offers 2 points per dollar on U. Each statement period, the Dollars or Points you earned are deposited into your rewards account and can then be redeemed for cash-back statement credits and. espn. And with no expiration dates and no limit on how many you can earn, Membership Rewards points are easy. Corporate Programs. Plus, use your Card 30 or more times on purchases in a billing period and earn 50% extra points. With a winning combination like that, it’s. Budgeting; FICO® Score and Insights;NEW YORK, JULY 14, 2022 –American Express today launched the refreshed Blue Cash Everyday Card with new online shopping rewards, credits for streaming and cooking at home, and a sleek new Card design. American Express @Work; OTHER ACCOUNTS AND PAYMENTS. 4 月20回以上使えばMRポイントが20%多く貯まる. You can choose offers from brands you love and get discounts in the form of statement credits on your account or as extra points added to the rewards account associated with your Card account. Plus, the card rewards you the more often you use it by giving you a 20% bonus when you use your card 20 or more times on purchases in a billing period. 18+, subject to status. Learn More About American Express Car Rental Loss and Damage Insurance Related for Your Eligible American Express Card and How to File a Claim. online retailers (on up to $6,000 in purchases per spending category, per year). Each Amex EveryDay point is worth one airline mile, but those miles are worth differing dollar amounts. Corporate Programs. S. S. Start Accepting Amex. Good. Updated October 29, 2023. You can get this offer to show by going to the above link (or directly on the Amex website) in a non-cookied browsing session, such as. S. S. With the Blue Cash Preferred, that would mean earning $231. 5 / 5. S. The Amex EveryDay Credit Card offers 10,000 Membership Rewards points if you spend $2,000 on purchases within the first six months of opening your account. Balance transfer regular APR: 18. American Express Cash Magnet Pays 1. The American Express® Green. Sure, it’s a great ongoing everyday card with its double-point earning categories, but its greatest value is available in the first 60 days of card ownership. The Amex EveryDay® Credit Card *, which doesn’t charge an annual fee, offers a key benefit: Cardholders can earn a 20% bonus on all points earned by making 20 purchases or more in a billing cycle. These cards are ordered from the most premium level at the top to less premium towards the bottom: Centurion ® Card from American. Capital One SavorOne Cash Rewards Credit Card - best for entertainment. A 50% points bonus when you use your card 30 or more times per billing period, less returns and credits. If you want to earn 20% more on your monthly purchases and redeem your points for award flights, the Amex EveryDay credit card can be a good option. S. 49% Variable. 1/5 for User Reviews.